Refinancing Your Property

Refinancing may be a good option to change the terms of your current home loan to better suit your needs. If you’re looking for a better interest rate and/or to extend your repayment time, refinancing your loan is a way of accomplishing it.

You May Be Able to Lower Your Monthly Payments

  • Don’t overpay! Always take advantage of low mortgage rates.
  • Changing the terms of your mortgage can increase your monthly earnings.
  • With low long-term interest rates, refinancing to a fixed-rate mortgage can be a smart financial decision if you plan on keeping your home.
  • Check out our Refinance Calculator to see how you can save with a new rate on your mortgage.
  • Use our online tools to check out today’s rates.

Please note that by refinancing your existing loan, your total finance charges may be higher over the life of the loan.

Convert to a Stable, Fixed Rate Loan

If your current mortgage is an adjustable rate mortgage or if the introductory short-term fixed rate is about to expire, consider converting to a predictable fixed rate loan.

Reduce Debt with Equity

Take advantage of your home equity to solve existing debt problems such as high interest credit cards, student loans, or other non-preferred debt.

Consolidate Debt

With a debt consolidation loan, you can reduce your interest expense and manage it all under just one simplified account. 

  • Make only one low monthly payment instead of several, and pay less overall every month. Unlike credit cards, the interest is usually tax-deductible.
  • We can help, even if your credit isn’t perfect. Paying off your higher-interest debts faster can even improve your credit rating.

Cash Out Refinance

A cash-out refinance can dramatically help your financial needs. Use your home equity to your advantage by taking money out of your home and using it where it makes the most sense.

When it comes to getting cash from your home, you have a couple of options. You can get a home equity line of credit or opt for a cash-out refinance. We’ll help you decide which option makes the most sense for your financial and lifestyle goals.

  • Increase the value of your home by making various home improvements
  • Pay for college tuition and other education-related expenses
  • Pay off high-interest credit card debt or buy a vacation home
  • Find out if it makes sense to refinance with our Refinance Calculator

Wondering if You Qualify?

We know it’s confusing, but we’re here to help. Call us for a no pressure conversation about your situation. Every day we help people save money on their mortgage payments through our refinancing program. Contact us to learn more.